Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

While many employers (not all) will provide some Professional Liability coverage, chances are that coverage may have some serious gaps, including:  

• Policy limits may not be high enough to protect you and all of your co-workers.
• You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement, and defense costs.
• You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
• You may not be covered for suits filed after you have terminated your employment.

Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly by clicking on the "Learn More" button.

In the event of a lawsuit, your own Professional Liability Insurance policy would:

• Provide you with your own attorney
• Pay all reasonable costs incurred in the defense or investigation of a covered claim
• Pay you for lost wages when required to appear before a Licensing Board
• Pay court costs in addition to the limits of liability